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Hard Decisions Ahead for Medicare (and Social Security)
With all the rhetoric surrounding potential “cuts” to Medicare and Social Security, now would be a good time to put aside the politics and consider how real economic experts view the future of these two crucial senior benefit programs. It’s…
Contribute to Retirement During the Down Market?
A youngster working on Wall Street asked an old-timer for investing tips. The old-timer offered only one – “buy low, sell high.” Facetiously, of course, but there is actually a lot of wisdom in that somewhat humorous response. Those with…
The Importance of “When”
Timing is everything, or so the saying goes. Thus “when” you take action on your various financial resources has much to do with how comfortable you will be during your so called golden years. Although when you’re younger you may…
A Dose of Political Reality About Social Security
If hyperbole had wings, Washington, D.C. would float above the rest of the country. And with the presumed 2024 Presidential candidates already positioning for that run, political rhetoric surrounds us like mosquitos on a warm summer evening. Trouble is, none…
Fireworks in Congressional Hearing
In case you’ve missed it, the Biden Administration has been accusing Republicans of wanting to “cut” Social Security and Medicare, at the same time that Republicans are adamantly denying that is true. For it’s part the Biden team has latched…
How Has Inflation Affected You?
It’s pretty hard to ignore the fact that just about everything costs more these days than just a couple of years ago. With inflation hitting over 9% last June and remaining painfully high since, it only takes a trip to…
Ready to Claim Social Security? Read This First
Deciding when to claim Social Security should always be done after carefully evaluating your specific personal circumstances. Easy to say, but far too many who become eligible for Social Security claim simply “because it’s there” without fully understanding the consequences…
Recession ahead? 2024 COLA Will Be Affected
Many pundits are suggesting that the American economy is headed for a recession in 2023, and the economic downturn would likely cause inflation to fall dramatically in the latter part of the year. So why will that affect next year’s…
Deciding When to Claim Social Security: A Decision To Avoid Regretting
Deciding when to claim Social Security isn’t – and shouldn’t be – an easy thing to do. When you finally decide, it’s important that you are comfortable with your decision and the best way to do that is to carefully…
Medical Test Cost Depends on Where You Get It
A little known fact about healthcare costs – a medical test administered at your doctor’s office facility costs less than the same test administered at your local hospital. That’s because Medicare payments for those services aren’t “site-neutral.” In other words,…