Latest News
Artificial Intelligence (AI) is Contributing to Scams Becoming More Sophisticated
Scams are becoming harder to spot. They can be in the form of a misspelled email address or a call from a robotic voice. Scammers are using your personal information that they have gathered to make themselves sound more legitimate.…
The next step in preventing fraud
In recent weeks, the Centers for Medicare & Medicaid Services (CMS) announced that the “Fraud Takedown” resulted in the prosecution of over 300 defendants who committed over $14.6 billion worth of fraud against the Medicare program. The Medicare program is…
Starting Social Security Before Your Full Retirement Age and Working
If you want to start your Social Security Benefits before you reach your full retirement age (FRA) and continue to work, you will be subject to an earnings limit. Social Security allows you to use a special rule in your…
What to Expect for Social Security Changes in 2026
As is usually the case, 2026 will bring several program changes to Social Security. For example, there will likely be a cost-of-living increase in 2026. It is currently estimated at 2.5%. The full retirement age will be officially age 67…
Enhancing Your Social Security Online Account Security
Social Security is adding a “Security Authentication PIN (SAP) feature to your My Social Security Account Online account in August 2025. This is an optional feature. It is designed to make your identiy verification process faster and more secure when…
Help Mananging Your Social Security Benefit
If you feel you need help managing your Social Security benefits, Social Security will assist you in finding a representative payee. You may choose your own representative payee. You want to choose someone you can trust. They will recieve your…
New Tax Deduction for Qualifying Donations in 2026
Beginning in 2026, as a result of President Trump’s “Big Beautiful Bill” you will be able to write off your charitable donations without having to itemize on your tax return. Singles will be able to write-off up to $1,000 and…
Increasing enrollment in Medicare Advantage
Enrollment in Medicare Advantage (MA) plans has steadily increased in recent years, currently accounting for over half (54 percent) of all Medicare recipients. Along with increased enrollment, Medicare payments to MA plans continue to outpace traditional Medicare spending. The Congressional…
Accuracy of 2025 COLA could be in question
This article by Trevor Jennewine for The Motley Fool postulates that President Trump’s federal employee hiring freeze may affect the amount of the 2025 COLA. Of course, this could go either way, either higher or lower than it should be.…
Social Security to start deducting for Overpayments
Originally, the overpayment reduction to benefits was 100% of the benefit amount until the debt was paid. In March 2024, the reduction was reduced to 10%. Then, in March 2025 it was changed back to 100%. As of April 2025…