Latest News
Working More Can Mean a Higher SS Benefit
As most know, it is possible to claim Social Security retirement benefits as early as age 62. But did you know that doing so will mean your monthly benefit will be as much as 30% less? When to claim SS…
SSA Milestone: Over 100 million online accounts
In this inexorably digital world, the Social Security Administration has, for years, been encouraging current and future beneficiaries to use SSA’s online portal for accessing information and completing transactions. Online access does, indeed, provide a faster and more convenient way…
“Retirement Readiness” (per Suze Orman)
Suze Orman is a quite well known financial advisor regularly featured on many TV stations, and she’s been doing that for a lot of years. Thus, she is well respected and influential when it comes to planning for your financial…
Social Security’s Financial Outlook
There is a lot of talk these days about the financial outlook of the Social Security program, because the Trustees of that program suggest that the reserves which now supplement everyone’s monthly SS benefit are likely to run dry in…
On Medicare? Here’s what you need to know for 2026
“The good, the bad, and the ugly” – and no, we’re not talking about the classic Clint Eastwood movie of the same name. Rather, this Nasdaq article is referring to Medicare changes in 2026, and you’ll likely find some good…
New SSA Commissioner Making a Difference
If you are skeptical about customer service improvements at the Social Security Administration, you are among the many who hold that view. Seems like, in past years, we have witnessed a number of appointed Commissioners and temporary “Acting Commissioners” who…
The “Best Age” to claim Social Security
Spoiler alert: There is no “one best age” to claim your Social Security benefits! Fact is, everyone’s personal circumstances are unique, so what is best for me won’t be the best for you also. Multiple surveys have analyzed when people…
Social Security: Financial Reality and Politics
Those who focus on Social Security’s looming 2033 financial crisis know that there is a solution to the problem. The data are fairly easy to understand – Social Security must increase revenue while also reducing costs – to avoid an…
Look out for the “IRMAA Trap” if you are close to going on Medicare!
The Income-Related Monthly Adjustment Amount (IRMAA) catches many retirees off guard. It takes Social Security almost two years to get your tax return, meaning that your Medicare Part B and D premiums are based on income from two years prior.…
Maximum Social Security Benefit You Can Receive in 2026
Many retirees view their full retirement age (FRA) as the best time to start receiving Social Security benefits, as you will receive 100% of your benefits with no restrictions on continuing to work. In 2026, the maximum benefit someone reaching…