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Can I receive Social Security and continue working?
When Social Security was originally created in 1935, you could not work and collect Social Security benefits at the same time, even if your earnings were less than the amount of your benefit. It has changed many times over the…
The Right Timing for Claiming Your Social Security Will Impact Your Retirement Finances
Determining when to start your Social Security benefits is crucial, especially if they will finance a large part of your retirement. If you were born in 1960 or later, your full retirement age (FRA) is 67. At that age, you…
It’s Never Too Early to Start Planning Financially for Your Retirement
Do not wait until later in life to think about retirement. While you may feel young and carefree now, you must plan ahead to ensure you can afford the retirement of your dreams when the time comes. Many still target…
AI’s Social Security Advice is Not Always Correct
AI is often cited as the reason so many people are losing their jobs. But when it comes to Social Security advice, the answers you receive may not be correct. For example, check out this earlier post describing an unfortunate…
You’re finally 62, but is it time to start your Social Security benefits?
After years of working, reaching the age of 62 means you can access Social Security benefits. But is it optimal for you now? Do you still plan on working? If so, earnings are limited until your full retirement age (FRA).…
When does my Social Security payment come in May?
More than 75 million Americans currently collect Social Security benefits. Matt Durr’s article outlines the May 2026 payment schedule. Supplemental Security Income (SSI) recipients always receive payments on the first of the month, unless the first falls on a weekend…
Will my ex-spouse’s spousal benefit reduce my Social Security benefits?
A former spouse married for at least ten years may receive spousal benefits on their ex-spouse’s record if eligible. The positive news for the individual whose record the benefit is based on is that it does not reduce their own…
Make The Most of Your Social Security
When to start Social Security benefits is your decision. If you are married, talk with your spouse about your options to make the most of your benefits. This choice affects your future, so consider your life expectancy, health, and other…
Collecting Social Security and Working Beyond Your Full Retirement Age
You’ve finally reached your full retirement age (FRA), you’re healthy, and you like your job. Now you can collect 100% of your Social Security benefits without being subject to an earnings limit. You’re thinking about the extra money and your…
Is Social Security Your Only Income?
If Social Security is your only retirement income, you may be eligible for other assistance. If you are disabled or do not qualify for Social Security, you may qualify for Supplemental Security Income (SSI). SSI is not Social Security, but…