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2027 COLA Watch - Mark Your Calendar
October 14 is the date that Social Security Administration officials expect to announce next year’s cost-of-living adjustment. Current projections indicate that beneficiaries can expect a 3.4% to 3.6% increase, higher than the 2.8% average over the past three years. The…
What Gen Xers Think About Retirement and Social Security
The population cohort following on the heels of the Baby Boomers—labeled Gen X—will begin reaching Social Security eligibility next year. Given Social Security’s looming insolvency and the projections for either a benefit cut in six years or a substantial reshuffling…
Thinking about where to retire?
Decisions, decisions, and more decisions. Retirement planning is not (or at least shouldn’t be) a simple exercise. The financial pathways are critical and need to be considered well in advance. So too are the social implications of leaving a career…
Claiming Social Security? Focus on the basics.
Reaching age 62 means you’re now eligible to claim Social Security retirement benefits, even if you’re not technically retired. You’ll want to focus, of course, on the Retirement Earnings Test rules and how that might affect the benefits you’ll receive,…
More on the “Scrap the Cap” Argument
As most readers are keenly aware, the dialog on how to fix Social Security’s looming financial catastrophe most often turns to elimination–or at least adjusting–the payroll taxable maximum. The basic argument goes like this: someone earning a million dollars in…
Let’s Start the Week Off With Some Myth Debunking
Over the years, our editorial staff here at the AMAC Foundation has diligently reported on a variety of myths, rumors, misunderstandings, and outright lies that continually circulate in public discourse about Social Security. Some are funny (well, almost), but others…
Like he said, it’s really not that complicated!
We often re-post informational articles from Tom Margenau, a Social Security veteran with decades of experience in the detail trenches. His style of explaining the nuances of Social Security’s rulebook is not only educational but also entertaining. His recent post…
Retirement Planning 101: Look Beyond Social Security
For anyone working on their retirement plans–and that should include anyone not yet retired–the Social Security Administration (SSA) website offers sage advice: Social Security is not meant to be your only source of income in retirement. “On average, Social Security…
The small employers embracing retirement plans
A recent data analysis has found that the smallest U.S. employers are increasingly embracing workplace retirement plans. Smaller employers have historically had low plan participation rates; however, retirement plan participation increased to 31percent in 2026, up from 19 percent in…
Maximize your Social Security benefits by claiming at age 70
Nearly three in four seniors depend on Social Security for at least half of their income, and 21.8 million seniors live solely on Social Security benefits, according to The Senior Citizens League. With Social Security playing a significant role in…