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Caution when working while getting Social Security retirement benefits

Going back to work while receiving Social Security benefits may affect monthly benefits.  The exact impact of your new paycheck on your Social Security checks depends on two primary factors: How old you are and how much you make.  Christy Bieber explains the benefit reductions in this article.  She also notes you get credit for any reduction in benefits with a higher benefit later on.  Finally, once full retirement age is reached (now 66-67 depending on birth year), recipients may work as much as they like without any reduction.  Read the article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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