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Filing Early Cuts Social Security Benefits

Christy Bieber notes that filing for Social Security early reduces the size of monthly checks by as much as 30%, depending on just how early benefits begin.  The earliest and currently the most popular age to begin is 62.  Bieber stresses that the benefit cut is permanent and that there is no adjustment once folks reach full retirement age (now between 66 and 67).  This piece takes readers through the detailed reductions of filing at different ages.  Read it in full here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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