Contradictions in Social Security Planning
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The solvency issue facing Social Security is not just a threat to those with poor retirement savings. It is true that Social Security is not meant to be a complete replacement for pre-retirement earnings, but it goes a long way to stretch what you do have saved. Even those that think they are well off with their retirement savings and have a sound plan could find themselves in trouble should Social Security benefits be cut in the future. Should nothing change in the Social Security program it is looking at a 20% cut across the board in benefits, this would take the current average of $1,341 a month down to $1072. For more information visit this article by Jeff Schlegel with Financial Advisor.