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Declining U.S. fertility rate spells trouble for Social Security

The U.S. fertility rate (average births per woman) has just hit a 30 year low of 1.76 which, according to some, portends a dire future for Social Security unless some action is taken soon. Historically, fertility rates have declined in periods of poor economic times and increased when the economy is roaring, so just coming out of a recession leads many to suggest that fertility rates are only temporarily low.  And arguably, the impact upon Social Security is somewhat unknown, which is why the Social Security Trustees use both lower and higher fertility rates in their annual report of Social Security’s financial status, now forecast to see the Trust Fund depleted in 2034 if no Congressional action is taken. This thoughtful article by Michael Rainey appears at The Fiscal Times and examines why the low U.S. fertility rates could spell trouble for Social Security. Click here to read more.

AMAC has been at the forefront trying to strengthen Social Security by developing and proposing its Social Security Guarantee.  AMAC has been discussing and continues to discuss this common-sense solution with Congressional Representatives in its efforts to protect America’s senior citizens who rely on Social Security.  To review AMAC’s Social Security Guarantee, click here.

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