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Don’t Necessarily Claim Social Security As Soon As You Retire

When to retire and when to start Social Security benefits are two of the most important life decisions one can make. Maurie Backman notes they need not be made simultaneously, however. Backman notes you can begin Social Security monthly benefits as early as age 62. Full benefits begin at full retirement age (now 67 for most). But maximum benefits are available for those that hold off until age 70. In short, for each month you hold off, your benefits will get a boost, up until you turn 70, and the increase each year from 67 to 70 is a whopping 8%. Full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.

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