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Have a plan for claiming Social Security, but be flexible enough to adjust

Everyone’s plan for when to claim their Social Security benefit is, or should be, based upon sound analysis which include financial goals, health and expected longevity. And most people now know that waiting as long as possible, even to age 70 to claim will yield you the maximum benefit. But with all of the uncertainty surrounding Social Security’s financial status starting in about 2035, you should also have an alternative plan if that year approaches and Congress hasn’t taken action to fix the problems. In this Yahoo! Finance article, Dan Caplinger of the Motley Fool explains his long range plan to maximize his Social Security benefits, but also explains the factors which might cause him to change his plans and claim benefits earlier. Click here to read more.

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