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Health is a key factor in deciding when to take benefits
You can take Social Security retirement benefits at age 62, 70, or any age in between. Every person should put ample thought into the decision, because the age at which one files for benefits will generally dictate how much monthly income one collects for life. Relatively small cost of living adjustments are the only increases after making the decision. According to Maurie Backman, the single greatest factor to really consider when making the determination is hands down the state of one’s health. Find out why and read more in his short piece here.
The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.