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Retirement Withdrawals & Social Security: Be Strategic

Social Security benefits are taxed above a certain threshold, so it is important for all beneficiaries to know what these limits are in order to avoid or at least minimize income taxes on benefits.  It is often best to withdraw a little less than planned if doing so can avoid tax.  Note, these thresholds have NOT been indexed for inflation since the last change in 1993, thus more people are “bumping up” against them each year.  Kailey Fralick explains in detail how to be strategic in making your retirement withdrawals in this article.  Read full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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