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Highest Benefit Goes to Those Who Wait– Until 70

If you can do it, the evidence is clear about achieving the absolute highest Social Security benefit to which one is entitled.  That would be age 70.  Generally speaking, if one is in good health, is the higher earner between spouses, is still working in his/her 60s, and/or does not particularly need the funds until age 70, waiting may make sense.  The benefit received increases by 8% each year from full retirement age (66 or 67) until 70.  Sean Williams of The Motley Fool takes folks through the mechanics of the decision to wait until age 70.  Read the full piece here.

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