Q & A
I receive Social Security retirement. My wife is approaching the Medicare age of 65, has not worked enough to receive her own SSA retirement and does not want to start receiving monthly benefits as a spouse through my record yet. Can she get Medicare through my work record at age 65 without applying for monthly Social Security benefits?
Answer: If a person is receiving Social Security benefits, his or her spouse can file for Medicare through their record at age 65 without filing for monthly cash benefits. Medicare Part A (Hospital) does not have a monthly premium. Medicare Part B (Medical) has a monthly premium. Her Medicare would be through her own record if your wife had enough work to be eligible for her own retirement.
At the Social Security website, www.socialsecurity.gov, the following is in the retirement planner section: “If you are within three months of age 65 or older and not ready to start your monthly cash benefits yet, you can use our online retirement application to sign up just for Medicare and apply for your retirement or spouse’s benefits later.” Read more…
Source – Howard Kossover, via www.grandforksherald.com)
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