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Longevity and Its Relationship to Retirement

The 2025 Social Security Trustees Report confirmed that Americans reaching age 65 can expect an average life expectancy of 86 years for females (10% higher than in 1940) and 83.4 years for males (9% higher than in 1940). The report also noted that these life expectancies are projected to continue growing through the 21st Century, reaching 89.7 years for females and 87.6 years for males by 2100. Interesting, yes, but what does all that mean?

A post on wdsu.com by Allie Jasinski and Nancy Alvarez helps put this issue in perspective, suggesting that this longevity is reshaping traditional thoughts on retirement and the quality of life in later years. As a framework, Jasinski and Alvarez cite input from ROAR Forward founder Michael Clinton, who advocates, “As more of us prepare to live longer, Clinton says we may have to break down some self-imposed barriers.”

The ROAR Forward thinking is based on “reimagination, owning your numbers, action planning, and reassessing relationships” as a pathway to challenging traditional views on retirement. Check out Clinton’s comments on retirement and the ROAR Forward way of thinking in this post…

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