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Maximize the Social Security Spousal Benefit

(By – Rachel L. Sheedy, Kiplinger)

But first, couples need to understand how it works.

Lower-earning spouses who claim their own Social Security benefit before full retirement age take a cut of as much as 25%. But all’s not lost. They can boost the payout when they collect a spousal benefit, and the size of the increase depends in part on the age at which they claim.  Read more…

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