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More should consider taking Social Security at age 70

A majority of Americans eligible for Social Security retirement benefits begin taking monthly payments at age 62, the earliest age possible. It’s likely many do not know they could wait until age 70.  The payoff for waiting is huge.  Kailey Hagen writes in this piece that waiting allows one to achieve the maximum payout possible, with 8% yearly increases between full retirement age (66 to 67 depending on birth year) and 70.  She notes larger checks can bring security, especially in these uncertain times.  But she notes it may be challenging for those without other sources of income to sustain them until age 70.  Read the full article here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security.  This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options.  Visit the Foundation’s website to learn more.



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