Q & A

My husband and I are not divorced but have lived apart for many years. Can I still receive Social Security through his record?

Answer:  Living together is not required for Social Security spousal benefits as a wife or husband. Your individual Social Security Administration retirement amounts might prevent spousal benefits but living apart while married will not. In addition, having lived apart will not prevent either of you from potentially receiving future survivor benefits as widow or widower. Should you divorce, SSA benefits might be payable as a divorced spouse or surviving divorced spouse if the marriage lasted at least 10 years and other requirements are met.

Source: Howard Kossover, via Grand Forks Herald - 9/27/2014

This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.

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