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Non-savers most likely to retire broke

Katie Brockman acknowledges saving for retirement is not fun and tough work.  The key to being successful in saving is to change your mindset about it.  Rather than thinking of it as something to be done when you have extra money, she says to consider it a necessary expense that you absolutely have to pay each month. In other words, think about retirement the same way you would a rent or mortgage payment.  Retirement saving can seem like an added financial burden you can’t afford, but there’s a steep price to pay for not doing anything to prepare for retirement.  Read her full piece here.

The Association of Mature American Citizens (AMAC) has developed a bipartisan compromise bill, titled “The Social Security Guarantee Act”.  One of its several components is Social Security PLUS, a new yet voluntary early retirement plan that would allow all earners to have more income available at retirement.  This component is intended to appeal especially to younger workers.  Learn more about AMAC’s Social Security Guarantee here…



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