The 2026 Trustees Report: Challenging the “Optimistic” Assumptions

The June 9 release of the 2026 OASDI Trustees Report confirmed what was already known…Social Security’s financial position is worsening. Given the increasing volume of warnings from the trustees over the past decade, coupled with the growing concerns expressed by…

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Could raising or eliminating the tax cap fix Social Security?

The Current Population Survey conducted in 2025 found that 24 percent of Americans aged 65 and over reported receiving 90 percent or more of their income from Social Security. As Social Security is a primary source of income for so…

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Another Myth That Won’t Go Away!

In addition to helping folks with questions about how Social Security’s rules and regulations affect their personal situation, our Social Security Advisory Staff at the AMAC Foundation often takes a sidetrip into “mythland.” For example, many future retirees come to…

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Social Security and the National Debt

Does Social Security contribute to the national debt? According to this article published by the CATO Institute, yes it does. This once again becomes a discussion topic on the heels of the recently published annual report by the Trustees of…

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Social Security Insolvency Nearing, but There is Still Time to Reform it.

In this very interesting and accurate article by David Timmons of the National Taxpayers Union (NTU), the author discusses the recently released report from the Trustees of Social Security, providing an excellent outline of the problem and how it might…

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“Ask Rusty – When Should My Wife Claim Social Security?”

Dear Rusty: We could use guidance on optimum dates for my spouse to begin taking Social Security (SS). She doesn’t have enough work credits on her own, so she will be using mine for spousal benefits. I was born in…

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