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Planning to take Social Security Early? Avoid these pitfalls

Your full retirement age, or “FRA,” for Social Security purposes is the guidepost which governs how much your benefit will be if you claim at any other age. For example, claiming before your FRA will mean a reduced benefit, and claiming later than your FRA (up to age 70) can mean a much bigger payment. In either case, the amount of your benefit when you claim will be permanent (except for any cost of living adjustments which may be granted). But especially if you claim before your FRA, there could be some serious consequences lurking, as described in this Motley Fool article by Christy Bieber. Click here to read more.


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