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Push Yourself to Delay Social Security as Long as Possible

It might seem mind-numbing when reading advice on when to claim Social Security benefits.  This one fact remains true, however– Social Security is designed to pay you the same total lifetime benefit regardless of when you initially file.  Of course that assumes one lives an average lifespan.  Still Maurie Backman says delay to get a guaranteed return in the form of a higher benefit.  The delay rate is 8% a year from full retirement age (soon 67 for all) to age 70, and Social Security should only be one part of retirement income.  Read full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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