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Social Security Disability Insurance (SSDI) – A Safety Net

Even the best of retirement plans can run into unexpected issues, especially if your health puts you in a position of no longer being able to work. And if you’re eligible for Social Security when that condition occurs, some might choose to claim their Social Security retirement benefit earlier than their retirement plan called for. That, of course, would mean a smaller than planned SS benefit for the rest of your life. But, if your health condition is severe enough, you may be able to gain a benefit advantage if you apply for and are awarded Social Security Disability Insurance (SSDI) benefits. And that’s because SSDI benefits are based upon what you are entitled to at your full retirement age, which will be higher than your early SS retirement benefit. This Greensboro, NC News & Record article by Christy Bieber explains – click here.

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