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Deciding When to Claim Social Security
This article posted at “FedWeek” (a publication for Federal employees), offers a helpful discussion about when to claim Social Security benefits, as viewed by experts at the Social Security Administration. As explained in the article, timing is everything, and exactly when to claim should consider many factors, especially retirement financial needs, health and expected longevity. After all, the benefit you get when you claim is (except for COLA) the benefit you’ll get for the rest of your life. So, the answer to the question of “When should I claim SS” is almost always, “it depends.” As explained in the article, it depends on your health, your life expectancy, your need for the money, and whether any others (e.g., spouse) will also be affected by your decision. Click here to read more.