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Social Security Math – 3 factors NOT to overlook

Dana Anspach of MarketWatch discusses how people talk about their Social Security claiming plans just before retirement, noting that so-called “napkin math” is costing people tens of thousands. She gives examples of claiming ages noting the obvious– it pays to wait. But a key point often missed is inflation. Cost of living adjustments based on the higher delayed benefits will be much higher than on lower, reduced benefits. And, they compound. Anspach discusses longevity and tax implications too. Full piece here.

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