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Social Security: the age you claim is key

Yes, your Social Security benefit will be based upon your highest-earning 35 years of your lifetime working career, but there’s another factor which will have a profound effect on how much your benefit will be. That is the age at which you claim. Though you can claim as early as age 62, doing so could mean a benefit that is 30% smaller for the rest of your life. Conversely, waiting past what Social Security considers your “full retirement age” could yield you a significantly higher payment, as much as 32% more. But, what age is the right one for you? This Motley Fool article by Maurie Backman provides some insight into how you might consider when you should claim your Social Security benefits. Click here to read more.

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