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Social Security is Unique for those who are Married - Forbes
Social Security can sometimes seem like a maze, with thousands of individual rules to cover every possible personal situation. That maze is especially complex for married couples, because choosing when two people should claim is naturally more difficult than for just one. Most people look to maximize their Social Security benefit, but doing so can be very tricky, especially when considering the variables involved. For example, when a higher earning spouse should claim is markedly different from when a lower earning (or no earning) spouse should apply for benefits. Point is, everyone’s circumstances are different, and all of those differences should be taken into account when deciding the best time for each person in a marital relationship to claim Social Security, as explained in this Forbes article by Steve Vernon.
Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public advisory service to help Americans navigate the complexities of this program. All questions are answered quickly, at no charge. Learn more about it here…