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Social Security “Work Credits” Will Cost a Bit More in 2022

Social Security eligibility is determined by how many “work credits” (sometimes called “quarter credits”) you have. To be eligible for Social Security retirement benefits on your own, you’ll need to accumulate at least forty (40) credits over your lifetime and, since you can only get a maximum of 4 per year, that means you’ll need to work about 10 years to earn your own Social Security benefit. But, not having those minimum 40 credits doesn’t mean you’re out in the cold without any chance of collecting benefits. If you’re married, you may be eligible for a benefit from your spouse, either while both of you are living or if your spouse dies first entitling you to survivor benefits. All of this is explained in this Tulsa World article by Christy Bieber. Click here to read more.

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