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Spousal Benefits: An Often Misunderstood Topic!
The rules surrounding Social Security’s provisions for spousal benefits is one of the most frequent topics our Social Security advisory staff at the AMAC Foundation encounters, accounting for second only to the general “When should I file for benefits” question. From the 50% yardstick that many folks assume to be the norm, to the difference between spousal benefits and individual benefits, to widow benefits vs. spousal benefits, to divorced spouse situations, there’s a fair amount of room for confusion. In fact, many of the Q&A posts on this website have been devoted to dispelling the misunderstandings…just go to the “Q&A” tab on the menu bar on this site and enter “Spouse” in the search panel, and you’ll see many articles on this subject.
And today, we’re sharing yet another clarifying article on this oft-confusing topic, this one by Social Security correspondent Tom Margenau posted today at www.ncnewsonline.com. Margenau discusses reactions to advice he’s provided in the past on spousal benefits, and re-explains the guidance he’s provided in the past. Check it out here…
This posting is presented for informational purposes only and does not represent legal or financial guidance. Any opinions or interpretations presented are either those of the original author or, in the case of articles authored by the AMAC Foundation, are the opinions of AMAC Foundation staff, originally trained and accredited by the National Social Security Association (NSSA) and certified via the AMAC Foundation. Any links included in the article are valid on the posted date; socialsecurityreport.org cannot guarantee the duration of the links’ validity. NSSA and the AMAC Foundation and its staff are not affiliated with or endorsed by the Social Security Administration or any other governmental entity. To submit a question, visit our website (https://amacfoundation.org/services/) or email us at ssadvisor@amacfoundation.org. Because we are a non-profit organization, there is no charge for these services.