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Spousal Benefits: An Often Misunderstood Topic!

The rules surrounding Social Security’s provisions for spousal benefits is one of the most frequent topics our Social Security advisory staff at the AMAC Foundation encounters, accounting for second only to the general “When should I file for benefits” question. From the 50% yardstick that many folks assume to be the norm, to the difference between spousal benefits and individual benefits, to widow benefits vs. spousal benefits, to divorced spouse situations, there’s a fair amount of room for confusion. In fact, many of the Q&A posts on this website have been devoted to dispelling the misunderstandings…just go to the “Q&A” tab on the menu bar on this site and enter “Spouse” in the search panel, and you’ll see many articles on this subject.

And today, we’re sharing yet another clarifying article on this oft-confusing topic, this one by Social Security correspondent Tom Margenau posted today at Margenau discusses reactions to advice he’s provided in the past on spousal benefits, and re-explains the guidance he’s provided in the past. Check it out here…

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