SS expert answers a dozen questions
Tom Margenau is a retired Social Security employee who writes frequent articles about all things Social Security. Though he typically writes on one specific topic in each article, in this one he challenged himself to answer a dozen questions in the limited space allotted for published articles. Covering all twelve questions with short and concise answers proved to be a challenge than Mr. Margenau was well equipped for, covering topics ranging from delaying benefits, to Medicare enrollment, to survivor benefits. Tom’s article appears at creators.com, and is an excellent primer for understanding the basics about Social Security. Click here to read more.
Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…
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When I die will my EX still get the part of my ss that he is now getting?
Melody,
Since your ex-husband is now collecting a Social Security spousal benefit from your Social Security record, if you die that spousal benefit will cease. If that happens, however, he will become eligible for a survivor benefit as your ex-husband, if he did not remarry before age 60 and remain married, and if the benefit he is entitled to as your surviving ex-spouse is more than his own SS retirement benefit. Since you say he is now getting a spouse benefit from you, you were married for at least 10 years, which is also one of the criteria for him to collect a surviving ex-spouse benefit from you. The size of his surviving ex-spouse benefit would depend upon his age when he claims it, but if he has reached his full retirement age (FRA) it could be as much as 100% of the amount you were receiving at your death.
Russell Gloor
National Social Security Advisor
The AMAC Foundation