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Surprise! Your Social Security Is Affected!

In some situations, a surprise can be a good thing, but not when the surprise is a financial hit to your Social Security benefit which occurred simply because you weren’t aware of Social Security’s rules. Especially if you haven’t yet reached your full retirement age (which is somewhere between 66 and 67 depending on your year of birth), claiming at the wrong time can have surprising consequences in the form of a permanently lower payment, or some of your benefits being taken away because you earned too much. Then, of course, there are taxes. Many are surprised to find that their Social Security benefits are taxable if their income from all sources is more than a very low threshold. None of these are pleasant surprises, but in this article appearing at Crossroads Today, Katie Brockman explains the three Social Security surprises which can affect your Social Security benefits. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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