AMAC Foundation

Who Can You Call with Questions About Social Security and Medicare?

Social Security and Medicare are, inarguably, the two most important senior benefit programs in our nation, but they are also both exceedingly complex and difficult for the uninformed to navigate. This excellent article by Hillary Hatch, appearing at Michigan’s Pioneer…

Allow “Phasing In” Social Security Benefits?

In this interesting opinion piece, one erudite expert suggests that Social Security should offer an option to allow phasing into retirement. This would be done by permitting one to first collect only a portion of their Social Security benefit early,…

When Should you Claim Social Security?

There’s no single answer to that question, but there is one very important factor which is crucial for you to know when deciding, and that is your full retirement age (FRA). You FRA varies depending on the year you were…

“Common Law Marriage” and Social Security

Social Security’s rules regarding spousal benefits are quite clear – to be eligible for benefits based on their partner’s lifetime earnings history, the couple must be “married.” It’s the definition of “married” which often catches people applying for Social Security…

Regret Claiming Social Security? Here’s what you can do

Deciding when to claim Social Security can be a daunting exercise and, far too often, the complexity of that decision leads to just throwing up your hands up and applying, without fully understanding the consequences of doing so. Then, a…

In a Sea of Red Ink, should Congress Seek Fiscal Reform?

With the national debt now exceeding $33 Trillion, and Social Security and Medicare facing insolvency in less than a decade, it’s hard for the average American to understand why anyone would oppose Congress seeking ways to restore fiscal stability. Then…

Social Security’s Looming Insolvency–Know the Facts

Most folks tuned into current economic affairs are well aware of the projections that Social Security’s trust fund reserves, valued at nearly 3 trillion dollars just a few years ago, will be depleted by 2033 (or 2032, depending on the…

Social Security’s Rumored Demise

“Social Security benefits will end in about a decade.” This is an ongoing, frequently reported rumor that indicates misunderstanding about how Social Security is financed. The reality is that Social Security’s trust fund reserves have, since 2021, been used to…

Social Security Administration Feeling The Heat…AMAC Foundation Is The Answer!

Amid a steady stream of backlash and criticism, Social Security Administration (SSA) officials find themselves in a defensive stance as they deal with accusations of incompetence and poor service. Whether the disparaging assertions are related to excessive telephone wait times,…

Ask Rusty – About the Fairness of “WEP” and “GPO”

Dear Rusty: I was married to my ex-husband for 30 years. For 14 of those years, I was an unemployed mom and community volunteer. After my sons were grown, I began teaching in California and earned a teacher pension. That…

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