seniors
Do you need to updated your estate documents?
You have retired, but your work is not done. There are five changes you should be making now. One of the first things you should do once you are retired, and every five years afterwards, is to review your estate…
Achieving the maximum Social Security benefit
The maximum monthly Social Security benefit amount for 2025 is $5,108, or $61,296 annually. Do you know what it takes to receive that amount? Most people don’t. To earn the maximum benefit, you must understand how Social Security calculates your…
Don’t let fear cost you money
According to Suze Orman, a financial expert with more than 40 years of experience, the biggest retirement mistake you can make is claiming your Social Security benefits early. Delaying your claim can significantly increase your total lifetime benefits, as starting…
Americans feel strongly about Social Security
Americans feel strongly about Social Security and are worried about its future, according to two recent surveys. The first, commissioned by the Bipartisan Policy Center’s American Savings Education Council (ASEC) and conducted by Public First, found that “93 percent of…
MA members are not satisfied
Medicare Advantage members are experiencing lower satisfaction rates and widespread lack of trust, according to the J.D. Power 2025 U.S. Medicare Advantage Study. Why is the level of dissatisfaction with Medicare Advantage plans? According to Christoper Lis, managing director of…
How Social Security cuts might affect your claiming decision
What if the 2025 OASI Trust Fund and the DI Trust Fund projections were correct, and the combined projected fund would be able to pay 100 percent of total scheduled benefits until 2034? It should be noted that the two…
What will Millennials’ retirement look like?
We all have dreams of what our retirement will look like. I know I do. Will yours be traveling the world, improving your golf or pickleball game, or just spending more time with your loved ones? Whatever it is, each…
Why is the SSA phasing out paper checks?
The Social Security Administration (SSA) will no longer issue paper checks for benefit payments beginning September 30, 2025. The number of beneficiaries affected is less than one percent; however, many of them are older, living in rural areas, or simply…
Avoid these retirement mistakes
A record number of American workers will soon be entering retirement, but are they prepared? There are many moving parts to retirement, ranging from knowing how your pension will be paid out, when to claim your Social Security benefits, and…
The Best Time To Start Your Social Security Benefits
When should I start my Social Security benefits? This is one of the most common questions the Social Security Advisors are asked at the AMAC Foundation. When to claim your Social Security benefits is a personal decision only you can…