Social Security
Discussing Social Security’s Financial Issues
There is much discussion these days about Social Security: Is it “going broke?” Are my future benefits at risk? Will there be a benefit cut soon? If so, when? All of these are valid questions which every senior should stay…
Claiming SS at 62 vs. Waiting Longer
Age 62 is the most popular age at which to claim Social Security benefits but, as explained in this article at The Globe and Mail, claiming at age 62 also means getting a much smaller benefit for the rest of…
What is the True American Retirement Age?
What do most people think of as America’s “retirement age?” Many think that it is age 62, because that is when you can first claim Social Security benefits. Others consider 65 to be the official “retirement age,” for two reasons…
Is Social Security Going “Broke?”
Despite the assertion in this article’s headline that “SSA Going Broke in 7 Years,” the reality is that no such fate awaits you if you are collecting SS benefits. In other words, you aren’t in danger of your Social Security…
Ask Rusty – If Either of us Die, Will the other Get a Survivor Benefit from Social Security?
Dear Rusty: I am 79. My husband is also 79 and we both receive Social Security benefits. We were both married before, and we married each other at the age of 58. Am I to understand correctly that when either of us dies, the surviving spouse is not…
If only I had Waited Longer to Claim SS
“Hindsight is the best Foresight” As the old adage goes, “hindsight is the best foresight” and nowhere is that more evident than with some we counsel at the AMAC Foundation’s Social Security Advisory Service. We regularly speak with older seniors…
Social Security’s New National System Has Been Put on Pause
The Social Security Administration (SSA) had planned to go live on March 7th, 2026, with its new Nationwide system to make it easier for people who need Social Security assistance. The two new systems that the SSA designed to make…
Married Couples Have Options For Maximizing Social Security Benefits
Married couples should look at options to maximize Social Security benefits. With inflation steadily rising and the average life expectancy increasing, it may be more important than ever to maximize your Social Security benefits to offset your other retirement funds.…
Social Security Makes Things Easier for You
Since the availability of being able to create a My Social Security Account online, you barely need to wait on hold to speak with someone at Social Security any longer. Having an online account gives you access to many services,…
A Recent OIG Audit Report Reveals Some Widows Are Being Underpaid
The Office of Inspector General (OIG) of the Social Security Administration (SSA) conducts audits from time to time of different beneficiary groups. This audit was conducted on Widow(er) benefits to determine if recipients were receiving the correct amount. Normally, the…