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The 4% Rule – Not perfect but a good starting point

The 4% rule, a retirement savings withdrawal strategy first put forth a couple of decades ago, is far from perfect in today’s world, but it’s still a good starting point and it’s certainly better than nothing.  Despite its shortcomings, one effective way to use the rule is to estimate how much savings you’ll need in retirement, and once you have that number taking action today to achieve it.  This Motley Fool article by Maurie Backman explains the 4% rule in detail and how to apply it as a benchmark for retirement savings.  Click here to read more.

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