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The “retirement savings gap”

Much has been written lately about the “retirement savings gap” – the lack of retirement savings by Americans – and what we, as employers and employees, should do to ease the problem.  After all, it’s our retirement so, thus, it’s our responsibility to resolve it.  But according to this American Enterprise Institute article by Andrew G. Biggs, reality is that the retirement savings gap is really more of a government funding gap because underfunded retirement benefits are overwhelmingly a problem caused by governments, not individuals.  Politicians are very good at wanting to expand benefits without having the means to pay for them, but when you’re trillions of dollars in the hole, it’s time to stop digging.  Click here to read more about how the retirement savings gap is really a government funding gap.

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