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The Wisdom of Setting Up Your Online Social Security Account

Social Security has, for years, been moving inexorably toward more robust online services, even before the COVID-19 pandemic made online services the preferred way to do business with the Administration. Although you aren’t required to do anything with Social Security until you’re ready to apply for your SS benefit or for Medicare, the agency recommends that you create your personal “My Social Security” online account even before you’re ready to retire or claim Medicare. Doing so is actually quite easy and should only take a few minutes if you have at least basic computer skills. In this Forbes article by Diane Omdahl, the author relates a story about difficulties experienced when helping a friend set up their online SS account to apply online for Medicare, and correctly emphasizes that it’s wise to set up your personal “My Social Security” account in advance. But left unsaid in the article is that the process to create your online account is, indeed, quite simple and efficient if you provide SS with a text-enabled cell phone number or email address to which any needed security codes can be sent. Nevertheless, the article’s basic (and correct) premise is that it’s prudent to set up your online “My Social Security” account early. Click here to read more.

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