Thinking Beyond Social Security: Seniors Need a “resilient” retirement income plan - AMAC & MarketWatch

At a time of high inflation and a down stock market, Richard Eisenberg profiles James Mahaney, a longtime retirement-income and Social Security analyst. Mahaney has new book, “How to Craft a Resilient Retirement Income Plan,” that lays out six financial risk factors that can affect your retirement income, and the best ways to address them. A “resilient” retirement income plan goes beyond the standard 4% rule and means adopting a “dynamic strategy to cover some of your discretionary expenses in retirement.” The author advocates waiting until age 70 when maximum Social Security benefits kick in and building a “bridge” from 62 to 70. To read more about the strategy, which covers inflation and risk and much more, read the full article here.

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