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Three questions to ask about when to claim Social Security

Maurie Backman puts in right in black and white on how filing age impacts Social Security benefits– “imagine you’re entitled to $1,600 a month at a full retirement age of 67. Filing at 62 will leave you with just $1,120 a month instead, while filing at 70 will give you $1,984.”  With such disparities, Backman notes the three questions one must ask and the choice one might make as a result:  1. Am I still working?  2. Do I have a healthy level of savings?  3. Do I have a spouse who’s likely to outlive me?  The full article can be accessed here.

The AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of the Social Security program.  Learn more about it here…

 

 

 

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