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Three step checklist for retirement

When should I start saving for retirement, people often ask?  The answer jokingly is yesterday, but in reality, as soon as possible.  Tax-advantaged retirement savings vehicles such as 401(k)s and Individual Retirement Accounts (IRAs) are routinely advocated by financial experts, and the experts all say to maximize these.  Rita Williams describes three things that people of all ages should do as part of creating a retirement plan, one that should be updated at least every three years.  One, project your expenses in retirement.  Two, estimate your income at retirement.  Three, forecast your retirement savings.  Read full piece here.

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