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Waiting Until Age 70 to Claim Social Security May Not Be Best for You. - The Buffalo News

We strive, here at the AMAC Foundation, make sure everyone knows their Social Security benefit keeps growing until they are 70 years of age and, if all factors are right, waiting until age 70 will give yield not only the highest possible monthly benefit but probably also the most in cumulative lifetime benefits. But the key words in that last sentence are “if all factors are right.” Real life has a way of intervening and upsetting the everyone’s best laid plans, so retirement planning should always include contingency plans. Waiting until age 70 to claim is smart if you don’t need the money earlier and if your life expectancy is long but, as this Christy Bieber article at The Buffalo News explains, carefully considering your future outlook is key to making the right choice for when to claim Social Security. Click here to read more.

Also, if you’re unsure about how these basics apply to you, or if you have any questions about your individual situation under Social Security, note that the AMAC Foundation provides a free-to-the-public service to help Americans navigate the complexities of this program. Learn more about it here…

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