Q & A

Wha are the rules for Medicaid qualification?

Full Question: My mother is 78 yrs old and now lives with me full time. She receives about $1700/month from social security and has no savings and no other income. Most of her income is used to help pay for living expenses with me. She has the beginning a stage of dementia/Alzheimer, so I feel the need to understand what I can put in place when she would need to be placed in a facility. The doctor said it could be 2 days, 2 months or 2 years before that happens. I’ve read through Medicaid’s information on Long Term Care and wonder if she would qualify for Medicaid’s long-term care benefits? Can you point me in the right direction for assistance in these matters?

Answer: There are different levels of Long Term Care/Nursing Home care services provided by Medicaid, which you can pick from for your mother’s care. To qualify for Medicaid with Medicare, one must be financially qualified, but to be eligible for Medicare with Medicaid’s Long Term Care services, one must also be medically qualified as well as financially. Read more…

Source: Toni King, author of the new Medicare Survival Guide – July 9, 2014

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