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What filing for Social Security benefits “on time” means

Selena Maranjian of The Motley Fool describes “on time” as filing for Social Security benefits at one’s full retirement age, which can be 66 or 67 depending on birth year.  She also describes early filing and late filing and more importantly what the effect of filing at any other period rather than “on time” means to one’s monthly check.  Considerations for filing at other than “on time” include whether one needs the money then or not and inflation adjustments.  Read the full piece here.

The AMAC Foundation offers a free-to-the-public advisory service to all folks ageing into–or already in–Social Security. This service provides guidance in understanding the complexities of Social Security and the myriad rules and regulations associated with the process for claiming benefits, with NSSA-Certified Social Security Advisors available via email or telephone to discuss options. Learn more about this service via the Foundation’s website.



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