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Work, save, move
AMERICANS are living longer but retiring earlier than they did 50 years ago. Their workplace pensions have become less generous, as has Social Security, and their medical expenses have risen. Given this, they have not saved nearly enough to provide for their old age. It all adds up to a budding crisis, as a new book from Charles Ellis, Alicia Munnell and Andrew Eschtruth explains. There are only three solutions. Retired people must live on less, they must work longer or they must save more during their working lives. The last two options may be preferable, but they are not easy….Read More
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