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Working Longer to Increase Benefits–Some Points to Consider in the Argument

As the rhetoric on Social Security reform continues to percolate, one of the frequent topics in the debate is extending the amount of time in the workplace. Financial advisors typically cite the delayed retirement credit (DRC) as an avenue to enhance monthly payouts, while many of the emerging reform proposals point to setbacks in the full retirement age as a way to extend the program’s viability. GoBankingRates’ columnist David Nadelle offers some cautionary perspectives on this matter in a post appearing on, he stresses, “Although working longer to maximize your Social Security benefits can be a viable option for some individuals to enhance their financial security and benefits, it’s not a one-size-fits-all solution. A retirement planning approach that considers your health and well-being, your personal goals and your financial situation is essential.” Read his full post here.

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