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You Social Security “full retirement age”, and how it affects your benefit
When the Social Security program was first enacted, everyone had the same “full retirement age” of 65, and that was the age at which you could collect the full amount of benefit you had earned from your lifetime of working. But as demographics and longevity changed over time, Congress found it necessary in 1983 to change the full retirement age for new beneficiaries, and today it is between 66 and 67 depending upon the year you were born. That’s significant because your full retirement age is one of the key things that determines how much your Social Security benefit will be, as explained in this article by Kailey Fralick appearing in the Helena, MT Independent Record. Click here to read more.