A primer on Medicare for those turning 65

Medicare is not a one size fits all program, and its various parts and options can be very confusing. It gets even more complicated if you are working and are still covered by your employer’s heathcare plan, because some employer plans are “creditable’ and some are not, meaning you may, or may not, need to enroll in Medicare Part B or Part D to avoid a late enrollment penalty if you apply after your age 65 initial enrollment period. In this very informative article appearing in The Times Herald (Norrisville, PA) the intricacies of Medicare are explained for those turning 65 years of age, the age at which Medicare coverage should begin. Click here to read more.

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