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Understanding Medicare as We Know it Today
If you’ve been following the Democratic debates, you witnessed a somewhat confusing onslaught of arguments involving what may or may not happen to the federal health insurance program known as Medicare that supports seniors today. With terms like “Mediicare for All,”…
Identity Theft: Steps to Protect Yourself
With reports of Social Security number breaches and identity theft concerns seeming to dominate much of the media these days, the very serious question of “How can I know if someone has assumed my identity by taking my Social Security number?” arises…
Double-Taxation of Social Security Benefits Targeted Again
Villages-News.com recently provided a recap of H.R. 3971, the Senior Citizens Tax Elimination Act, featuring remarks from the bill’s co-sponsor, Rep. Daniel Webster, R-FL-11. “For decades, seniors have paid into Social Security with their tax dollars. Now, when many seniors are…
Timing is Everything In Maximizing Social Security Benefits
The impulse to begin drawing Social Security benefits as soon as they’re available–age 62–is strong, and statistics reported at money.usnews.com indicate that 42% of men and 48% of women tend to do just that. The long-term result of this decision, of…
Social Security 2100: The Coming Debate
It’s probably no secret to our site visitors that Social Security’s future is entering the home stretch toward an insecure future–a future in which benefits could face cuts in the neighborhood of 20-25%, depending on which pundit you subscribe to. That…
Preserving & Modernizing Social Security must be goal says AMAC
Scarcely a week goes by without a headline on how little Americans save for retirement and another on how Social Security’s long-term health is in peril. Over 63 million Americans currently receive Social Security benefits. Demographic changes are challenging its…
Rep. Brady Introduces Bill to Ensure Equal Treatment of Public Servants in Social Security Benefits
It’s called the Windfall Elimination Provision (WEP), a little known and even less well understood Social Security provision. WEP reduces Social Security benefits for those that have had careers in the private sector, meeting the ten years or forty quarter…
Social Security’s Problems a Bad Reason to Start Benefits Early
“Don’t bet against Social Security” is the message from Steve Vernon writing in Forbes. He echos what most experts routinely say– do not start benefits early unless necessary. Vernon does a detailed analysis showing how people generally lose when claiming their…
Larson’s Social Security 2100 Act – A Flawed & Problematic Reform Attempt
Charles Blahous is a former public trustee for Social Security and Medicare and currently a researcher at the Mercatus Center. While he lauds Rep. John Larson (D-CT) and 200 co-sponsors for tackling entitlement reform, Blahous highlights a number of problems with Larson’s Social Security 2100 Act…
Social Security & insolvency – Invisible no more
Robert Wiseman of The Boston Globe has an op-ed that seeks to shine the light on a most important issue that has largely been invisible to voters– the insolvency of Social Security. He interviews Judd Gregg, a former GOP Congressman from…