Headlines
To delay, or not to delay claiming Social Security. That is the question.
Deciding when to retire is one of the issues that most American seniors face, and when to claim Social Security benefits is usually a key element in that decision process. Although conventional wisdom from many advisors includes to delay claiming…
Applying for Social Security online is easy.
Back in the old days, dealing with Social Security often meant a lot of time on the telephone or a trip to the Social Security office where you took a number and waited to be called. Today, Social Security has…
Social Security’s biggest risk? Congressional Inaction
Though the need to reform Social Security is in the news a lot lately, the fact is that the problem has been evident for decades and Congress has done nearly nothing to try to resolve the problem. In fact, except…
What you need to know about spousal benefits in 2017
Chances are, one spouse may not have worked as many years or earned as much as the other spouse. Or, in some cases, a spouse may not have worked at all but rather has been a stay-at-home parent. This is where…
Determining When to Retire: It’s Complicated!
All through your working years, you probably had a vague expectation of when you’d enter retirement life. But as that life stage draws closer, you find that setting the real date becomes a complex issue. The more you think about…
E-Verify/Social Security Partnership Inching Toward Mandatory Status
Senate Judiciary Committee Chairman Chuck Grassley (R-IA) has introduced legislation to the 115th Congress that would mandate employer participation in E-Verity, an internet-based system designed to assist employers in determining the eligibility of employees to work in the United States. The…
The Rapidly Evaporating Possibility of Retirement
Reports from TD Ameritrade suggest that a full 25% of Americans feel that retirement is no longer a given, and that they expect to never retire. While there may be several reasons for this, the most prevalent seems to be the…
Gun Ban Faced by Some Social Security Recipient’s Set for Review
Breitbart News and USA Today published recaps of Congressional plans to revisit the December, 2016 Obama Administration ruling that enabled the government to declare “some Social Security recipients unfit to own guns after they’ve been deemed mentally incapable of managing…
CBO Report Sounds Alarm on Spending, Cites Need for Social Security & Medicare Reform
The Dayton Daily News reports that the new Congressional Budget Office report (The Budget and Economic Outlook: 2017 to 2027) with its projection that an additional $10 trillion in federal debt will develop over the next decade, presents a massive impediment to…
Retirement Savings – Measuring the Unknowns
To say that it’s difficult to know how much you need to accumulate for retirement is a pretty big unknown. There are many factors that need to be considered, not the least of which is exactly how long a period…