Headlines
Ensuring Fairness in Benefits
The Windfall Elimination Provision is set up to make sure that everyone receives and pays their fair share in Social Security. It may create a feel bad moment if it applies to you, but it should not be seen as…
Retirement Among Younger Generation
Boomers do not hold a monopoly on retirement. It is neither a new nor novel concept, although they have put their own unique flair on the outcome the process is still much the same. Save throughout working life in order…
New and Old Approaches to Social Security
As we say good bye to two Social Security filing tricks at the end of this month many people are left wondering how they will file in order to get the most that they can out of Social Security. Some…
Baby Boomer Approach to Cyber Security
Cyber security has been a hot topic recently. Protecting your identity has taken a whole new approach since the new millennium and some people are still trying to figure it all out. Being technologically illiterate is no longer an excuse…
The Continuing Longevity-Income Inequality Debate–Some New Thinking
The New Yorker’s Michael Specter interjects some new talking points into the ongoing discussion on relationships between life expectancy and income via his recap of a recently-published JAMA study (“The Association Between Income and Life Expectancy in the United States, 2001-2014”).…
The Future of Social Security
Much has been said on the solvency of the Social Security system. It is widely accepted as fact that assuming no changes in the system that the fund will run dry by the 2030s. This is cause for some concern,…
Social Security Taxes
When Social Security taxes are taken out of your paycheck they are not held in perpetuity to be given back to you when you retire. Social Security money is not held in some vault somewhere, nor is it put in…
Boomers and Saving for Retirement
Boomers have come to be known as notoriously bad savers. Though, most are entering retirement directly after a recession that depleted most peoples’ reserves. They were also brought up and went through their working lives in a time that many…
Social Security and Marriage
There are no negative impacts on Social Security benefits for married couples filing for retirement. Retirees in marriage are eligible to receive the highest benefits available to them through either individual earning reports or through spousal benefits. In fact, there…
Today’s Retirees
Retirement today is much different than retirement for previous generations. Baby Boomers are shifting what retirement is on a fundamental level. Before, retirement meant downsizing and slowing down in old age. Today, however, retirees are not downsizing and are enjoying…